Terms of Use

Last updated 5 October 2026

By using any app or website published by Universe Home Technology Limited you agree to these terms.

Licence

We grant you a personal, non-transferable licence to use our apps on devices you own, subject to Apple's App Store terms where applicable.

No financial advice

Some of our products display calculations, scores or scenarios about financial instruments. These are informational tools only. Nothing in our products is investment advice, a recommendation or a solicitation to buy or sell any product. You are solely responsible for your decisions.

Availability

We may change or discontinue a product at any time. We are not liable for indirect or consequential loss arising from use of our products, to the extent permitted by law.

Governing law

These terms are governed by the laws of the Hong Kong Special Administrative Region.

Contact

support@universehome.org